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ROME Gabriel Jesus Jersey , Jan. 7 (Xinhua) -- World food prices fell again in December, 2015, dropping 1 percent compared to the previous month and assuring that with 2015 food commodities fell for the fourth consecutive year, the Rome-based UN Food and Agriculture Organization (FAO) reported Thursday.


The main component in the FAO's index, grains and cereals, saw prices fall 1.3 percent driven by competition pushing wheat and corn prices lower. Rice prices were mostly stable compared to November.


Prices for dairy produces fell 1 percent Fernandinho Jersey , with meat prices dropping 2.2 percent due to surging pork production in Europe and a drop in demand for imported beef from the United States.


Those drops were partially offset by a 2.1 percent increase in prices for oils and fats, and a 0.6 percent rise for sugar prices.


The index was 19.1 percent lower at the end of 2015 than it was a year earlier, FAO said. Over the course of the year, prices fell in 10 of 12 months.


Every commodity group saw prices fall in 2015: grains and cereals were 15.4 percent lower for the year, dairy product prices fell 28.5 percent, mean cost 15.1 percent less for the year Fabian Delph Jersey , oils and fats 19 percent lower, and sugar prices slipped 21 percent for the year.


"Abundant supplies in the face of timid world demand and an appreciating U.S. dollar are the main reasons for the general weakness that dominated food prices," Abdolreza Abbassian, an FAO senior economist, said in a statement.


The next installment of the FAO index, which is based on a basket of 55 goods and 73 price quotations in five major food commodity groups Eliaquim Mangala Jersey , will be released on Feb.4.

In industrialized nations, going into debt starts early. It's easy for an eighteen-year-old to get credit cards and fall into debt, especially if they're headed for college.

I remember my first year in college as a 17 year old. Credit card offers were plastered all over the university campus. I don't know what saved me from falling into the credit trap when I was in college but many of my friends were not so lucky.

Many of them started out by using credit cards for textbooks, then stereo equipment and clothes. Then the next thing they knew, they were drowning in credit card debt.

No one told them what they were getting themselves into. Often, credit cards that are geared toward college students come with very high interest rates. Credit card companies say that this is due to the fact that students often have limited credit histories and that they have a higher default rate than other groups.

However Ederson Moraes Jersey , what credit card companies don't tell you is that young lives are being ruined by credit card debt due to dropping out of college, bankruptcy, job rejections (due to poor credit histories), loan denials, inability to rent apartments, professional school rejection David Silva Jersey , and even suicide.

A leading expert on the credit card industry reports about a number of these incidences including the suicide of some college students due to credit card debt in his book: Credit Card Nation. I think there should be a law against openly marketing credit cards to young college students. However, the situation is quite different; credit card companies are often given free reign in college and university campuses to market their wares to unsuspecting college students.

And what about those ubiquitous student loans that are often pushed at college students?

Financial Aid officers make it far too easy for students to sign on the dotted line.

"It's a low interest loan", they say. "You don't have to pay it off until you graduate", they say.

But what they fail to tell you is that student loans and credit card debt can put you in chains for years for which you cannot afford to make one financial mistake or you and your family could be put out on the street.
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