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Digitisation has helped our country in many ways. With respect to car insurance cheap air max 1 , it has made it significantly easier for the car owners to renew their car insurance. Almost every private insurance provider in India now allows you to renew your policy online within minutes.
But while renewing car insurance online is hassle-free and quick, there are a few essential things that you should keep in mind before proceeding.

1. The Comparison is the Key


There are now several online platforms where you can easily compare car insurance policies based on your requirements. Shortlist a few plans from companies like HDFC ergo, Bajaj Allianz Car Insurance, or from any of the top insurance providers in India and compare them on factors like benefits, features cheap nike air vapormax , affordability, claim settlement, network garages, etc. to make the right decision.


This is one of the simplest ways to save money on car insurance renewal and pick a policy that is most relevant to you.


2. Know the Correct IDV of your Car


IDV or the Insured Declared Value is the maximum amount the insurance provider will pay in case of loss or damage caused to your vehicle. It is calculated by deducting depreciation from the current market price of your vehicle.


IDV has a direct relationship with the insurance premium. Higher IDV means a higher premium. A lot of people keep the IDV lower to reduce the premium. However, if the IDV is lower than it should be cheap air max typha , and your car actually suffers total loss or is stolen, the cover amount would be inadequate. Thus, it is imperative to calculate the IDV correctly when renewing the policy.


3. Understand the Add-ons While Buying


Add-ons are the best for improving the scope of your car insurance. While they slightly increase the premium, they do offer incredible benefits. When selecting the add-ons make sure that you first thoroughly understand how the add-on works and what is included and excluded in it.


Some of the most popular add-ons are zero depreciation, consumables cheap air max thea , engine cover, and no-claim retention cover.


4. Go for a Higher Voluntary Deductible


When you purchase or renew car insurance, you get to decide the voluntary deductible. This is the amount you are required to pay from your pocket in case of an accident while the insurance provider pays the rest.
Higher voluntary deductible means a lower insurance premium and vice versa. So, while renewing your insurance, it is better to go for a higher voluntary deductible to get a considerable discount on your premiums.


5. Use No-claim Bonus


If you have a comprehensive car insurance policy and haven鈥檛 filed any claims in the past year cheap air max tavas , you might have accumulated some no-claim bonus (NCB). This NCB allows you to get a discount while renewing the policy.
The NCB increases up to 50% with every passing year if you do not file any claims and is transferable between insurance providers. However, NCB is not available on the basic third-party liability insurance.


While you can now renew your car insurance anywhere and anytime, it is essential to be cautious as there are several opportunities where you can save money. Keep the points mentioned above in mind when renewing your car insurance to get the best policy at the best price.

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Travel Packing Tips ? 3 Ridiculous Things to Leave at Home Travel Articles | December 31, 2011
When packing your suitcase, it can be a very stressful time cheap air max 97 , as you often are in a dilemma of deciding what exactly to pack. There are so many things that you can possibly bring, but simply you are limited by the space in your suitcase. This is where the tough decisions have to be made on ...


When packing your suitcase, it can be a very stressful time, as you often are in a dilemma of deciding what exactly to pack. There are so many things that you can possibly bring, but simply you are limited by the space in your suitcase. This is where the tough decisions have to be made on which items must be left behind. As a start I have compiled the three most ridiculous things that you definitely should leave behind at home. These may sound ridiculous cheap air max2 light , but some people actually do try to pack them.


Ridiculous Item #1: For the ladies, your entire shoe collection


For the ladies out there, one of the first things to leave behind is your entire shoe collection. I do fully understand the importance of having selection and variety, and to be able to wear what is matching for the day, but simply to bring your full shoe store worth of shoes with you is not feasible. If you really need variety during your trip cheap air max 720 , then I suggest you to bring along your top three favourite shoes: one for the day, one for the evening, and one as backup.


Ridiculous Item #2: For the men, your entire hardware collection


To be fair to the ladies, now it is time to talk about the men out there. One of the first things to leave behind is your entire hardware collection. I understand that sometimes we need to have the tools to be brought with us in case we may need to exercise some of our handy work skills. But the main problem with brining these along is that it really increases the weight of your baggage. If you still insist on bringing your knives cheap air max tn , and screwdrivers, then the best alternative is to bring along a Swiss army knife. I bring my Swiss army knife along with me on all my trips, as they are compact and full of tools!


Ridiculous Item #3: Your entire computer system


Sometimes you may get carried away with bringing all your electronics with you on your trip. Although many of the electronics nowadays are compact, is it really necessary to bring everything? For example, is it really necessary to bring your laptop cheap air max 95 , plus the portable speakers. Cheap MLB Hoodies Cheap Hoodies Cheap Jerseys China Cheap Jerseys Free Shipping Cheap Jerseys China Cheap NFL Jerseys Cheap Sports Jerseys Cheap Jerseys China Free Shipping Cheap Jerseys From China Cheap Authentic MLB Jerseys